“QARZ MABLAG’LARI HISOBIGA MOLIYALASHTIRISH”. ZAMONAVIY ILM-FAN VA TADQIQOTLAR: MUAMMO VA YECHIMLAR 2, no. 3 (October 30, 2025): 89–93. Accessed March 5, 2026. https://innoworld.net/index.php/ziftmy/article/view/1123.