“Raqamli moliyaviy texnologiyalar (fintech) rivojlanishining o‘zbekiston iqtisodiyotiga ta’siri va moliyaviy barqarorlikni ta’minlashdagi roli”., OJAMR, vol. 3, no. 3, pp. 81–88, Dec. 2025, Accessed: Mar. 16, 2026. [Online]. Available: https://innoworld.net/index.php/ojamr/article/view/1494