“Raqamli moliyaviy texnologiyalar (fintech) rivojlanishining o‘zbekiston iqtisodiyotiga ta’siri va moliyaviy barqarorlikni ta’minlashdagi roli”. (2025) ORIENTAL JOURNAL OF ACADEMIC AND MULTIDISCIPLINARY REASEARCH, 3(3), pp. 81–88. Available at: https://innoworld.net/index.php/ojamr/article/view/1494 (Accessed: 16 March 2026).