Raqamli moliyaviy texnologiyalar (fintech) rivojlanishining o‘zbekiston iqtisodiyotiga ta’siri va moliyaviy barqarorlikni ta’minlashdagi roli. (2025). ORIENTAL JOURNAL OF ACADEMIC AND MULTIDISCIPLINARY REASEARCH, 3(3), 81-88. https://innoworld.net/index.php/ojamr/article/view/1494