“FINTECH TEXNOLOGIYALARI VA ZAMONAVIY MOLIYAVIY XIZMATLAR BOZORINING RIVOJLANISHI: O’ZBEKISTON TAJRIBASI”, ITA, vol. 3, no. 8, pp. 11–35, Aug. 2026, Accessed: Aug. 29, 2026. [Online]. Available: https://innoworld.net/index.php/ita/article/view/2761